
| Field | Microfinance |
| Country | Burkina faso |
| City | Dako |
| Beneficiaries | Burkinabe women from Solidarity Mutuals in the district of Dano |
| Number of beneficiaries | Between 200 and 500 |
Based on its HPI, Burkina Faso is among the top five poorest countries in the world.
This project takes place specifically in the Province of Loba, on Dagara land near the border with Ghana. The Dagara population numbers around 500,000 in Burkina Faso and survives primarily on farming and hunting.
These rural areas present a true paradox: while women are the core of family economies, concerned for the future of their children and running small trade businesses, their social, economic and medical status is much more preoccupying than that of the men. Women are the first victims of the daily violence incurred by Sub-Saharan populations due to poverty.
Inadequate habitat is a further aggravating factor for living conditions. According to UN Habitat, 70% of the Sahel populations have no access to durable and decent housing. Most households live under high-cost and low-quality tin roofs. The housing expense is a major handicap for already tight family budgets.
The project entitled “One Woman, One Roof and Rights” is intended to improve women’s living conditions, by facilitating access to decent homes built along the Nubian Vault (NV) technique. This pilot project proposes on the one hand to build women’s knowledge via literacy classes and basic education on their rights; and on the other hand, to provide them with microfinance solutions adapted to their income generating activities and their housing conditions.
Women are thus able to free themselves from the spiral of poverty, to become role models for other women and a driving force for their entire community.
- Extend the literacy centres: funding for operation of the 8 existing centres and the construction of 2 NV community buildings is provided by a sustainable economic model (participation of literate women and State subsidies).
Women attend literacy classes along with training modules on housing rights, housing health and safety issues, etc.
- Validate a funding solution to facilitate access to NV housing, adapted to the poorest women: a mixed savings/credit/participation finance product is created and offered to the most destitute women by local microfinance institutions. In addition, the MFIs propose Home Savings Plans (Plans Épargne Logement) enabling women to access housing loans and build their Nubian Vault house.
- Launch a housing improvement programme, dedicated specifically to women, via extension of the Nubian Vault technique: this pilot project is currently under trial in the Dano region in Burkina Faso, and its outcome should enable duplication in other Sub-Saharan areas.
At its 17 June 2010 meeting, the Selection Committee decided to support the project "One Woman, one Roof and Rights" with a €36,100 grant during 2 years.
- Extension of 8 literacy centres, construction of 2 NV community buildings;
- 500 women beneficiaries of literacy classes;
- 80% of the women beneficiaries have attended training courses about their rights.
- Funding solution tested with 20 groups, leading to at least 50 housing loans granted to build NV homes;
- The solution is applicable on a large scale.
- More than one out of 4 new houses are built according to the NV technique, and more than one out of 6 built at the initiative of a project beneficiary;
- 50 families now have access to NV-type housing;
- 20 masons were newly training in the technique to meet this new demand;
- Assessments of the poverty level of women beneficiaries reveal an improvement in their living conditions.
